Do you run a personal credit check?
No. Business credit only, through the finance partner, and only after you apply.
Payment & financing
Buy it the way your CFO wants
Net terms for the equipment you need now, equipment leases for what you will refresh, and short-term rental for proof-of-concept work.
Big Sky Dynamics is a reseller, not a lender. Financing is provided by our finance partners and is subject to their approval and documentation. We will tell you which structure fits and what the paperwork looks like, and we never hide a rate in a lease. We do not publish a rate card because the partner sets the rate against your credit file — ask for a written illustration and you get the exact numbers before you commit.
6structures considered
Writtenterms before signature
Partner-fundednot in-house lending
Structures we can arrange
Availability depends on the finance partner and your credit file. Nothing below is a quoted rate or an offer to lend.
| Structure | Best for | Typical term | Notes |
|---|---|---|---|
| Net 30 / Net 60 | Repeat buyers with approved credit | 30–60 days | Business credit application through the desk; terms live once approved |
| Card / ACH prepay | First orders, small buys | At order | No credit file needed; order starts the same day |
| Equipment lease (FMV) | Hardware you will refresh | 24–48 months | Lower monthly; return or renew at end of term |
| $1 buyout lease | Hardware you will keep | 24–60 months | Owns the asset at the end; higher monthly than FMV |
| Short-term rental | Proof of concept, burst capacity, staging | 1–6 months | Subject to availability; useful for GPU trials |
| Deferred payment | Budget-cycle alignment | 30–90 days | Case by case, approved in writing |
No payment table is published here on purpose: an illustrative APR is not a quote, and this portal does not ship numbers it cannot stand behind. Request the written illustration and the finance partner supplies the actual rate, term and payment for your credit profile.
FAQ
Questions people actually ask
Can I finance a single GPU?
Usually not worth the paperwork. We will tell you when rental or prepayment makes more sense.
What happens at the end of a lease?
Return it, renew it, or buy it out — the options are written in the lease, not a surprise.
Can I prepay?
Yes. Ask for the payoff schedule before you sign, and we put it in writing with the lease terms.
Get a financing quote
Send the configuration and the structure you are considering. The desk returns a written illustration from the finance partner with the rate, term and payment stated.
Corporate documents (W-9, business registration) are provided on request; email [email protected]. Financing is not available on every order and is never a condition of the hardware quote.